Two Scavengers and Nothings Changed Essays

Two Scavengers and Nothings Changed Essays Two Scavengers and Nothings Changed Essay Two Scavengers and Nothings Changed Essay Paper Topic: Verse Both Two Scavengers and Nothings Changed are challenging issues of separation between various classes of society and various races. In Two Scavengers Ferlinghetti is challenging the imbalances inside a majority rules system, and how its not just but rather increasingly governed by class. In Nothings Changed we are demonstrated Africa when the politically-sanctioned racial segregation law was still set up and a dissent about the manner in which individuals of color are treated there. The symbolism utilized by the two artists features there fights the injustice of society. Two Scavengers is set in San Francisco which is intended to be an equitable society anyway there is a little inlet in the high oceans of this vote based system. The utilization of this representation stresses how society is as yet managed by class. Ferlinghetti says the bay is little which shows it ought to be anything but difficult to traverse to a vote based society. Be that as it may, matched with the high oceans, it turns out to be difficult to cross. It is risky to attempt to break out of the various classes and it is simpler and practically more secure to stay in a similar sort of society. The utilization of the word vote based system is mocking, there shouldnt be an inlet in a majority rule government, particularly in a spot like San Francisco that should keep everybody equivalent. Essentially there is an undetectable gap in politically-sanctioned racial segregation Africa, appeared in Nothings Changed, where albeit No sign says it is they despite everything know where they have a place. Politically-sanctioned racial segregation is over when the sonnet had been composed, be that as it may, as in Two Scavengers there is still imbalance between the two classes of individuals. The white individuals despite everything accept that the individuals of color dont have a place there. It features the undetectable separation between the two societies. It is intended to be equivalent now anyway the individuals of color understand that the white individuals dont need them and know where they have a place. Afrika utilizes himself in first individual to represent the entire gathering utilizing the word we. Hes supporting the individuals of color and despite the fact that they resent is they acknowledge it. Despite the fact that it is anything but a law any longer and there is no sign the gap between them is incredible. Besides Ferlinghetti utilizes an analogy to contrast one of the city workers with a figure of deformity Quasimodo. Quasimodo was an appalling character however had an awesome heart. This shows albeit today society is for the most part controlled by appearances, inside certain individuals there can be consideration and sympathy. A figure of grotesqueness is utilized to drive off malice in holy places. It shows that the man secures the city by keeping it clean. He may appear to be irrelevant and Quasimodo like, yet without him the cool couple wouldnt be living in a spotless city. In like manner Afrika might be proposing that the individuals of color resemble purple blooming, affable weeds. Weeds consistently return, and must be evacuated by appropriately uncovering the roots. This proposes the individuals of color have establishes in Africa and decline to be removed. Since the weeds are obliging it proposes they are neighborly. The juxtaposition of considering weeds friendly features that appearances can be misleading and despite the fact that the individuals of color might be trodden on they will in any case return more grounded each time. In the two sonnets, Ferlinghetti and Afrika utilize the materials plastic and cloth to emphasize the contrast among rich and poor. It again shows that in spite of the fact that there ought to be no distinction on account of race and class it despite everything exists. In Two Scavengers the trash collectors are wearing red plastic overcoats instead of the material suit the man in the Mercedes is wearing. This connects to Nothings Changed where the more unfortunate working keeps an eye on cafi has a plastic tables top, though in the white people groups cafi material tumbles off the table. Plastic is a modest material that is viewed as ugly. Anyway it is difficult to tear and break which demonstrates that in spite of the fact that society and race believes them to be less fortunate than every other person, they are more grounded than others. Material is more connected with more extravagant, wealthy individuals. It is moldable and can be formed into nearly anything. This proposes the more extravagant, higher individuals in the public eye do what they can to fit in. They change themselves to fit what society requests. In the two sonnets it shows that the more extravagant individuals have a great deal of material, more than what they need. The man has a three-piece material suit and in the cafi in Nothings changed abundance cloth tumbles from the table. This shows despite the fact that its not required the wealthy individuals need to show that they can bear the cost of it, and that they are in an ideal situation than others. The writers both structure the sonnets in various manners to overcome there challenge imbalance in there society. Ferlinghetti has no accentuation all through the sonnet aside from the comma in the title. The comma could pressure the partition among rich and poor and how unique they are. The absence of accentuation could show that the cycle is endless, and despite the fact that the popular government is there it isn't upheld and consequently will consistently direct how society is. The sonnet is additionally spread out in a divided manner recommending the wrecked idea of society. The heedless lines could likewise show how delicate majority rule government is, and how effectively it could crumple. With the final expression of the sonnet being majority rules system it could likewise recommend that society is based on popular government yet en route things have changed making it become effectively collapsible. The lines likewise cover yet never contact which shows the social gap between both rich and poor. In Nothings Changed the title and the last line of the sonnet are the equivalent. All through the sonnet Afrika is portraying the way that in spite of the fact that the politically-sanctioned racial segregation law is no longer set up it despite everything directs the manner in which society is run, demonstrating that toward the start of the sonnet nothings changed and afterward toward the end still nothings changed. By utilizing it as the title and the closure line of the sonnet it gives a visual picture to the peruser demonstrating that things are as yet the equivalent. Likewise in the center of the sonnet there is the two line refrain, No sign says it is: yet we know where we have a place. It is practically independent from the remainder of the sonnet which causes the perusers to notice it. It may be the case this is Afrikas primary concern of the sonnet so he purposely causes us to notice it. The two sonnets show the foul play in the general public they live in, and how in spite of the fact that the separation was abrogated it is still there, imperceptible however unmistakable. In Two Scavengers the main thing isolating the cool couple from the trash collectors is the occupations they do. Both the man in the Mercedes and the youthful city worker wear shades, are about a similar age and have long, mid length hair. They are both comparative yet in light of social class the junk jockey is viewed as appalling. This causes us to consider the way that they arent exchangeable. One of them has cash and the other doesnt and despite the fact that that is just a little detail, in a general public controlled by class is gotten a major one. In Nothings Changed the obliging weeds are being grown out of by the Port Jackson trees. They are the two plants yet on the grounds that the trees are better looking, and considered less inconvenient they become superior to the weeds, demonstrating the white individuals are superior to the individuals of color.

The Game-Changer free essay sample

CRAAACK! I make two strides in reverse, hear shouts from the stands, and tumble down close to home plate. As I bring down my head to the soil, I let out a thick blend of blood and teeth. I was simply hit straight in the mouth by a 80 mile-per-hour fastball. At the point when the rescue vehicle shows up, I stand up, to the amazement of unnerved guardians mumbling about conceivable mind harm. My colleagues gaze at me as though I have become alive once again. My grave, harsh mentor is crying. I started to believe that my life could never be the equivalent, however didn't understand that it might have changed in a positive manner. What ended up being the last ball game I would play in secondary school would likewise end up being the peak of my decade-long fixation on the game. For most of my youth, baseball was my life. I didn't allude to times of the year as â€Å"winter† or â€Å"summer†, but instead â€Å"the off-season† and â€Å"game time†. We will compose a custom exposition test on The Game-Changer or then again any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page My room was filled to the edge with signed balls, banners, and bats. I couldn't in any way, shape or form appreciate how any American resident could disdain our national hobby, and covertly held feelings of resentment against the individuals who did. I could play, as well. Kid, might I be able to play. I was an individual from the citywide top pick group from the age of 9 ahead. I hit my first grand slam at age 11, and let everybody I had ever met know it. The entirety of my companions were individual baseball players, and we would spend long summer days playing get and grand slam derby, discussing how some time or another we would play together in the major alliances. Secondary school baseball was something totally extraordinary for me. The additional weight brought by weeklong tryouts, ruthlessly protracted practices, and the desire for advancing toward the Varsity group removed a portion of the fun from the game. My interest transformed into a problem, and my nerves started to shield me from playing as well as could be expected under the circumstances. My fantasy about being a Varsity baseball player was nearer than at any other time, yet I was currently playing with the desire for dazzling the more seasoned players and the lead trainers, rather than for my own happiness. After an extraordinary second or a brush with death, numerous individuals decide to rethink their lives. I accomplished something fundamentally the same as after the warm July night when I lost my teeth. At the point when the pitch came, I thought it was a curve, and remained in the case to intrigue the Varsity players with my courage. The pitch never bended, and my life has changed radically from that point onward. From the outset, I felt that nothing positive might come out of a cracked jaw, the loss of six front teeth, and an apparently squandered summer spent heading out to dental arrangements and eating delicate nourishments. I immediately acknowledged, anyway that I didn't need to let sports decide the course of my secondary school life, and that I had various different interests and abilities to investigate. I realized that I would be allowed to carry on with my life as I genuinely needed, thus I surrendered my cherished game. It was probably the hardest choice I have ever con structed, yet one that has made me into a more grounded individual. Previously, I could be characterized as a â€Å"baseball kid†, yet now I really have an excessive number of various interests to be assembled into one class. In the year since my physical issue, I have had the option to seek after numerous new features of social and scholarly life. I have discovered the certainty to do things which I was already reluctant to do, similar to join the school theme, go for the melodic, and even beginning my own club. By reexamining my life through the choice to surrender baseball, I have had the option to encounter numerous things that my past games disapproved of self could never have considered participating in. In spite of the fact that my baseball mishap was one of the most exceedingly terrible occasions to ever happen in my life, the subsequent choices that I had the option to make about my future have significantly changed my point of view and permitted me to locate my actu al self.

Why my family is important Essay Example for Free

Why my family is significant Essay Together with family, family is viewed as one of the fundamental gatherings of social total. Data on family unit numbers and piece helps in distinguishing bunches inside the populace, for example, Indigenous families or the quantity of individuals living alone. For the Commonwealth-State Housing Agreement (CSHA) information assortments, the quantity of tenure understandings is a reasonable intermediary for computing the quantity of family units getting lodging help. The people in the gathering may pool their wages and have a typical financial plan to a more prominent or lesser degree: they might be connected or irrelevant people, or a blend of both. Just regular occupants of the family unit are incorporated as individuals from the family. Guests to a family are, by definition, prohibited from the family unit. Blood is constantly thicker than water. I discovered that express when I was a lot more youthful, however I never valued it as of recently. My sibling was the one in particular who remained by me when I was being tormented in school at once. He saw me cornered by a kid whom he knew to be a school menace and he didn't hold up a subsequent more before stepping in to keep me from being beaten by that kid. When I squabbled with my closest companion, who was well known and every other person was against me for quarreling with him. My folks reassured me and urged me to be more joyful. They offered me the sound guidance of putting stock in myself. I can't express gratitude toward them enough for the help that they have given me up until now. My folks are likewise answerable for my adoration for learning throughout everyday life. They cause me to feel shrewd and very much adored. I realize that I am somebody essential to them. My family will consistently be there for me while companions are transient. After such huge numbers of encounters with companions, I understand that I can generally pick my companions. It additionally requires some investment to locate a genuine and genuine companion. With family, it is distinctive on the grounds that my family thinks about me regardless of what occurs. My sibling and I may have our disparities however we generally figure out how to make matters work some way or another.

Best Classification Essay Topics

You wont usually encounter a formal classification essay assignment, but if you do, make sure to choose a topic you find interesting. Make your first experience in writing a classification essay a memorable one. If you are worried about writing a classification essay for lack of idea on what it really is, youll be surprised at how easy it is to write a classification essay. Classification essay is quite simple: you just have to identify the subsets of a subject and categorize them accordingly. The advantage of learning how to write a classification essay is that the skill set you earned from it can be greatly utilized in thesis writing. The tricky part of writing a classification essay is gathering all the necessary information and organizing them. Remember: a classification essay should be able to give more depth to a subject so an in-depth research is highly recommended. It can be tedious to research about a topic you find dull, which is why you must choose a topic that can boost y our creativity. If you are not sure where to start, here is a list of the best classification essay topics you can choose from.100 Best Classification Essay TopicsAlmost everything can be categorized, but you must watch out for redundant topics. There are subjects that already have distinctions and thus would no longer need elaborations. Here are some of very interesting, if not best classification essay topics that can spark your interest and bring out your creativity:ScienceScience is a broad subject and the smart way to play with science topics is to narrow down the topics youve chosen into different categories. Here are some of the best classification essay topics in the field of science:Kinds of animals according to skillsKinds of animals according to natural habitatKinds of animals according to physiqueKinds of animals according to dietKinds of animals according to their interaction with humansKinds of plants according to domainKinds of plants according to kingdomKinds of plan ts according to phylumKinds of plants according to classKinds of plants according to orderKinds of plants according familyKinds of plants according to genusKinds of plants according to speciesDifferent types of ecosystemDifferent types of cloudsDifferent types of chemical hazardsTheories on the evolution of manTheories on the formation of lifeAncient animals that are extinctAncient animals that still existExtinct animals that resurfacedDifferent types of galaxyTheories on the formation of earthClassical mechanicsClassical thermodynamicsTechnologyIt is safe to say that the modern world revolves around technology. From factory machines to smart gadgets, it has undeniably taken over our world. There is just so much to talk about when it comes to technology. If you tried to use a technology research paper topic for your essay but it did not work, try choosing from this list of best classification essay topics for technology:Kinds of computer usersKinds of social media usersKinds of Face book usersKinds of Instagram usersKinds of websitesDifferent types of mobile phoneDifferent types of cameraDifferent types of WiFiApplications of artificial intelligenceKinds of artificial intelligenceKinds of scanning devicesKinds of modern door locksKinds of networksKinds of sensorsKinds of roboticsBenefits of having appliancesApplication of technology in medicineApplication of technology in mediaApplication of technology in therapiesKinds of assistive technologyData structuresKinds of databasePeripheral devicesOutput devicesIntegrated circuitsEntertainment and ArtsEntertainment and arts is such a broad yet delicate subject. Entertainment encompasses all media. Although all forms of art are open for interpretation, your opinion can still be heavily criticized. If you want to avoid a bad review about your essay, the best way to write an essay about entertainment and arts is through classifying a piece of arts elements. If you are not sure what the best classification essay topics i nvolving entertainment and art are, check out this list:Exhibition entertainment (art fairs, art exhibits, art shows, museums)Live entertainment (concerts, circus, pyro shows, ballet shows, theater)Web media entertainment (vlogging, films, short films, web series)Mass media entertainment (television, radio broadcasting, fashion industry)21st century prominent artistsBest interactive museumsRemarkable theater playsEvolution of musicDifferent music genresDifferent rock genresDifferent film genresDifferent television series genresPop culture trendsDifferent book genresComic book characters taxonomyCulture and arts evolutionBasic color paletteKinds of paint brushesKinds of paint canvasTypes of traditional artTypes of visual artTypes of graphic artTypes of decorative artForms of artHumanities and Social ScienceSocial awareness and empathy can be formed through proper education on humanities and social science. It is through these subjects that our society becomes better, so it is importa nt that whenever you get the chance to write about humanities and social studies topics, you do it sincerely. It is also important to clarify misconceptions on humanities and social science and one way to do that is by writing a classification essay. Here are some of the best classification essay topics on humanities and social science:Different kinds of lawPolitical structuresSocial structuresDifferent religionsDistinction among christian religionsLinguistic ethnographyModern philosophical theoriesOld philosophical theoriesDifferent Amazon tribesTypes of cultureCultural valuesElements of cultureSubsets of cultureKinds of historical recordsKinds of social classKinds of social rolesHuman geographyProcesses of contemporary societyKinds of international relationsEconomic issues on developing countriesIntercultural encountersAncient civilizationsSocial movementsAncient languagesProminent humanity scholarsCustom essay writing servicesWriting a classification essay is time-consuming becau se of the volume of information you have to include. If you dont have the time to gather enough information for your classification essay, or if you cant even choose a topic despite browsing the list of best classification essays, then you might want to resort to other options like online essay writing services. can provide custom writing services for students like you who are having trouble writing their essays. If you are too busy, dont start to write a classification essay until you have obtained all relevant information. Avoid a sloppily written classification essaybuy availing online essay help services from . Make essays the least of your concern by hiring a highly qualified professional to write a custom essay for you.

The Battle Of Gettysburg And A Website Article From The...

The battle of Gettysburg is seen today as the turning point of the war, and after the analysis of these historical documents its clear why the bloodshed at Gettysburg was as significant as it was being able to turn the tides of the war. Two sources that are going to be used in this are a website article from History.com: â€Å"Battle of Gettysburg† and a website article from the NeW World Encyclopedia: â€Å"Battle of gettysburg†. These sources will be analyzed by their origin, purpose, content, value and limitation in relation to this investigation. The first source, a website artice from History.com: â€Å"Battle of Gettysburg† was published in 2009. There is no specific author but it is generalized as the History.com staff. History.com was founded in 1951 and has been recording and providing information since then. It can be trusted because there are many historians who work and are constantly updating this website and they also allow you to contact them if you believe something is inaccurate. One limitation of the origin is that there is no direct author listed.The purpose of this source is to provide the reader with information on the Battle of Gettysburg and how it impacted the American Civil War. It also provides the war tactics that each side used in this Battle for the reader. This source’s content is focused around the facts and details on why it was the bloodiest battle of the American Civil War and how it lead to the Union victory. One limitation of the content used in thisShow MoreRelatedPhotography a nd the Civil War Essay1603 Words   |  7 Pagesphotography during the Civil War are noted in this investigation. Also, connections between the advancements in early photography and how Mathew Brady used these advancements to change the public perception of the War are explored. Different photographers from both the north and the south will not be explored in this investigation. Two sources (â€Å"Photographing the war† by Henry W. Lanier, and â€Å"The Blue and Grey in Black and White† by Bob Zeller) will be evaluated for their origin, purpose, values, and limitations

My Book Retell I Have Chosen The Hobbit By J.k. R. Tolkien

For My book retell I have chosen The Hobbit, written by J.R.R. Tolkien. It takes place in the fictional land of Middle Earth, where Elves and dwarves roamed the lands and much darker creatures too, such as Trolls and Goblins. Our tale starts off like this. In a hole in the ground, there lives a Hobbit. Hobbits are a simple folk who rarely wander beyond their little town of Baggend. They are no taller than a human child, but they eat like giants. They love eating so much, they have seven meals a day. Breakfast, second breakfast, elevenses, luncheon, afternoon tea, dinner and supper. They have a mop of curly hair on there head and big furry feet. That brings us to the main protagonist, Bilbo Baggins. Throughout the story he is accompanied by Thirteen dwarves, lead by Thorin Oakenshield, and the wizard, Gandalf the Grey. There are many antagonists in this story including goblins, trolls, elves, and even humans, but the main conflict is with Smaug, the fire breathing dragon, who has st olen Thorin s kingdom. Hobbits in Baggend rarely have anything close to an adventure, since they would have to leave the comfort of their warm hobbit hole. Bilbo Baggins, never in his wildest dreams, would find himself hunting dragons next to dwarves and wizards. However, one day, while he was smoking his pipe of tobacco, he heard a knock on his gate. It was Gandalf. He wondered if Bilbo wanted to take part in an adventure. Bilbo quickly urged the wizard away saying he wanted nothing to do

Mortgage Marketing Strategy for Cash Basis- MyAssignmenthelp.com

Question: Discuss about theMortgage Marketing Strategyfor Cash Basis. Answer: Based on the current statistics and market projections, the real estate business is booming and will continue to grow. A great number of buyers, especially in urban areas are willing to own their own first homes and be able to do so with ease. Some have argued against purchasing a mortgage, majorly due to the long procedures involved that may delay the purchase process as well as make it frustrating for the buyer in the long run. Furthermore, the additional benefits that cash buyers of new properties have over mortgages in that they do not have to pay any interests to any company, which in the long run is cheaper than having to pay any interest at all[1]. Regardless of these facts, it is well known that very few people on the market for new homes rely on cash payments. This essay aims to provide a workable marketing plan that would be able to increase the number of sales on mortgages by our company. Market Analysis As stated above, the mortgage market has been on the rise, majorly due to the fact that majority of buyers are not able to buy the houses on a cash basis. Some may argue that the reduced interest rates in the repayment of mortgages over the past few years has made it worth it for a great number of consumers. The end result is that the number of persons who have been willing to get a mortgage has increased steadily but surely. Statistics show that out of the total number of houses within Australia, more than a third of these houses are purchased via some form of financial assistance, and in particular mortgages[2]. The statistics further show that the vast majority of homes purchased in Australia with the help of mortgages are already established dwellings and houses, which account for approximately 70% of the new house sales in Australia on their own[3]. The values of the said houses also had a spike with the figure in 2016 February rising from $31,500,000,000 to $33,500,000,000 in February 2017. The rise in the number of mortgage commitments however reduced slightly by about $1,000,000,000. In the month preceding February 2017, the total value of mortgages at the time was 0.4% lower, even though the number of commitments rose by about 0.7%. Furthermore, the occupied house commitments also rose by about 0.2%[4]. certain forecasters point out that it may be possible that the total number of commitments had fallen by about 2.7% in the past month. However, this figure has been argued not to reflect the exact and accurate trends within the mortgage and housing finance industry. SWOT Analysis Some may argue as to why a SWOT analysis may be necessary to the development of a marketing plan. Every marketing plan is based on the fact that the company is in need of a new way to be able to reach its clientele. In order to do so effectively, the company would therefore need to take the necessary steps to be able to identify the different strengths and weaknesses that the company has, as well as analyze the different opportunities and threats that may face the company[5]. Strengths. The first and foremost strength that may be assumed to be the basis of the stability of the company is the fact that the company is privileged to be part of a stable and successful financial group. This strength is able to provide the clientele with the peace of mind, knowing that the company shall remain stable and thus not affect the interest rates or other variables on the mortgage[6]. Due to the reason above, the company therefore enjoys a good image in the public eye, and also furthermore enjoys a strong financial base. The ability to manage the equipment and human resource effectively shall always affect the strength and functioning of any company. Our company excels at this. Weaknesses Our company has faced its fair share of weaknesses, the most pronounced being the fact that there have been low sales in some of the products that are on offer. Additionally, the customer base has viewed mortgages as an old fashioned means to acquire property, thus making it less appealing to the younger and less understanding buyers. One other weakness is the fact that our company has not been actively involved in planning how to market our mortgage products. Opportunities To be able to capitalize on the current market needs for mortgages and financial assistance to purchase homes, it is important for our company to make the effort and create a support arm for the marketing department as a whole. The ability to also connect and relate our products to our parent companys products would be a great opportunity that would help the company grow steadily and curve a niche in the competitive mortgage market. Threats As stated under the opportunities section, there is constant competition in the mortgage market. The increased competition is definitely a threat, as more firms are slowly attempting to enter the mortgage business and therefore would cost us the much needed finances that would be key in the running of the company[7]. The changes in mortgage related legislation is definitely a problem, meaning that our company is to modify and adapt our plans and strategies to be able to reflect the changes made in legislation. Marketing Strategy Majority of our competitors face similar, if not the same challenges[8] and therefore, we can say that the mortgages market is a level playing field for most of the companies involved[9]. However, in order to succeed, it is important for us to advance and be prepared to go the extra mile in order to be able to beat the competition[10]. Creative and targeted marketing is the main means to be able to capitalize on the current market base. Newspapers have for the longest time been the easiest and most successful means to advertise products to the masses. However, the younger crowd, who are the majority of the first home owners and need the mortgage to be able to buy the home do not read newspapers as much and therefore would not be able to get to know about the different products we have to offer[11]. To be able to handle this, we should invest more in social media marketing, as this is the future. Majority of our target market is the youth, who spend less time on traditional forms of media and majorly focus on social media and online media as a means to learn of new products and services. With a reach into social media marketing, we would have an edge over the competition and stand higher chance of increasing the number of mortgages sold to new customers and first home owners. Aside from social media campaigns, we need to use our current online platforms to be able to make it easier for our customers to be able to handle and purchase mortgages. In particular, our website would need to be modified, redesigned if need be, to be able to support better user interactions and furthermore be able to keep the users on our site for longer. The website should have a system whereby we can monitor the number of visitors and frequency of the visits to be able to properly analyze how effective it is. Implementation Plan In order for the marketing plan to be successfully implemented, it would require advanced and careful planning by the various departments. First, the workforce that shall be involved in the marketing campaigns shall have to be properly trained on the intricate details of online marketing and how to successfully market products to the youth via online channels. In order to do this, the finance department shall need to be involved so as to cater to the financial needs and necessary resources required to be able to train the workforce. The ICT department would also need to work hand in hand with the marketing department to ensure that the website and other channels are properly optimized in order to reach more persons in te target demographic. Growth Plan In the end, the main aim of the elaborate marketing campaign is to make sure that the company sales are able to grow significantly within a given period of time. With a proper online marketing strategy, there is going to be a significant increase in the number of sales of mortgages to the new customers and also there shall be a clear growth in the number of mortgages sold. Based on previous statistics, I project that there shall be a 10 percent growth within the first quarter of implementation. Bibliography Arping Stefan, Deposit competition and loan markets, Journal of Banking Finance, 2017 Australian Bureau of Statistics, Housing Finance Australia February 2017, 10th February 2017, https://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/5609.0Main+Features1February%202017?OpenDocument Cerutti Eugenio, Dagher Jihad and Giovanni Dell'Ariccia, Housing Finance and Real-Estate Booms: A Cross-Country Perspective, Journal of Housing Economics (2017) Deloitte, The Deloitte Australian Mortgage Report 2016 Delivering tomorrow, today? 2016, p.4 LeBlanc Jean, Applying SWOT to the Mortgage Industry (September 10, 2013), https://nationalmortgageprofessional.com/news/26275/applying-swot-mortgage-industry Myers Erin, 7 Marketing Ideas for Mortgage Loan Officers in 2017, https://www.outboundengine.com/blog/marketing-ideas-for-mortgage-loan-officers/ The Conversation, Australias housing finance in seven charts (April 15, 2016), https://theconversation.com/australias-housing-finance-in-seven-charts-57870 Tzanetos Georgina, getting a Mortgage vs. Paying Cash for Investment Properties (November 11, 2016), https://www.investopedia.com/articles/investing/111116/getting-mortgage-vs-paying-cash-investment-properties.asp Zhu Bing, Betzinger Michael Steffen Sebastian, Housing market stability, mortgage market structure, and monetary policy: Evidence from the euro area, Journal of Housing Economics, 2017